Bykea Loan

Offering our Bykea Partners with loans through our Upfront Cash Program.

What is the Upfront Cash Program?

The Upfront Cash Program is available for qualified Bykea Partners looking for a loan. We make it possible for our driver partners to get through a family emergency, educate their children, purchase or repair their motorbikes, and much more through our Upfront Cash program.

Upfront Cash

How it works


You are eligible for a loan after a certain time of being an active driver partner. Once eligible, your amount gets transferred into your wallet which can be withdrawn at any bank.

Payment Conditions

A Bykea Partner gets up to 24 months to return the loan. Depending on the case, special arrangements can be agreed upon.

Automated Payments

Avoid payment delays and high-interest rates by automating payments. Bykea will automatically deduct monthly payments from your cash wallet until the loan is settled.

One-Time Fee

You will only get charged once for admin fee, there are no further charges associated with the Upfront Cash Program. A Bykea representative will reach out if there are changes in the fee structure.

Frequently Asked Questions

We will disburse the loan into your Bykea Wallet that you can withdraw into any bank or branchless banking account to advance the cash.

The Upfront Cash amount offered to each Driver-Partner under the program is determined based on multiple factors including the partner’s past incentive earnings and driving or delivery history.

Bykea-Partners who wish to cancel their Upfront Cash Program and return their loan for any reasons are encouraged to call customer service hotline at +92 311 1117000 or write in via the Help Center, as we have a dedicated team who can help them on a case-by-case basis.

No. At the moment, we are only offering the Upfront Cash Program to a small group of driver-partners and/or delivery partners who were selected for their historical incentive and other earnings and overall driving pattern.

The Upfront Cash amount will be topped up into your Cash Wallet shortly after applying to the program successfully. You can then transfer this amount to your bank or branchless banking account.

Bykea will send you a notice to break your payments up into smaller denominations so that paying these off is easier for you. However, if you fail to pay the loan back, we will ban your membership to the Bykea platform and engage a recovery team to collect payment from you. If you fail to still pay, a collections team may be sent to your house and to your references to ensure the loan amount is recovered.

Want to apply for the Upfront Cash Program?